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Deciding When To Buy A Home
Dated: April 21 2018
Views: 268
Deciding it’s time to buy a home is a big step, but where do you start.
This can be an exciting experience, but pitfalls can erupt suddenly and derail the entire process. We’ve created a simple and straightforward list to get you ready to buy a home, whether you are four months or four years out from the actual purchase.
Step One:
Think about the big picture and what you would like to have
Start brainstorming what features you would like to have in the house and land
Think about the location, this can be a radius from a central point (i.e. school, work, etc.)
Step Two:
Think about the other people in your life who will need to be involved in this process (i.e. spouse/partner, family member, co-signer for the loan)
Decide what special requirements you want/need in the house and where you will and won’t budge
Find a reputable realtor that you can trust and build rapport with
Ask the realtor every question that you may have (he or she should be able to give you specific answers to your questions)
Get a reputable mortgage broker that you can trust and build rapport with
Ask every financially related question you may have and find out what you pre-qualify for (he or she should be able to give you specific answers to your questions)
Step Three:
Remember the time frame you are working with and factor in how that will affect your stress or happiness levels (short time frames increase stress levels, so schedule in some relaxation for yourself)
Keep in mind that 83% of homebuyers cite wanting more time to look at homes, make decisions and get their finances in order
Start to hone in on the type and style of house you want, what the features are, and where the house will be located
Start looking at potential homes in person with your realtor and get a feel for what you truly want
Reality and Dreams may clash here, so it is important to understand what you can afford and where you can afford it.
By taking a moment to begin mapping out your home buying process and being unafraid to ask the questions that will affect your happiness and finances, you will have a significantly more pleasurable experience when purchasing a home. The biggest issue facing today’s home buyer is a sense of constricted time. In order to make your home buying experience an easier transition into home ownership, allot yourself more time to solidify your home ideals, coordinate with other people involved with the process, and find out what you can afford.
Happy House Hunting!
Brian Jacobs
Mr. Jacobs has been in the industry for the better part of two decades starting in the mortgage industry growing his own Mortgage Brokerage which he then sold in 2006, since obtaining his Real Estate ....
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on August 8, 2022 7:47 PM UTC
